TSL Investments and Consultants, Inc. DBA MortgageX

Effective Date: April 1st, 2025

1. Introduction

Welcome to TSL Investments and Consultants, Inc. DBA MortgageX ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of our SMS and email communications related to appointment confirmations, reminders, and promotional messages. By using our services, you agree to these Terms. If you do not agree, please do not use our services.

2. Services Provided

We provide appointment-related and promotional SMS and email communications to individuals who opt-in. These may include:

Appointment confirmations, reminders, and follow-ups. Exclusive offers, rate updates, and service announcements related to mortgage brokerage.

3. Eligibility

To use our services, you must:

Be at least 18 years old or have legal capacity to enter a binding agreement. Provide accurate and complete contact information.

4. Opting In and Out

By submitting your contact details, you agree to receive SMS and/or email communications from us. You can opt out anytime by replying "STOP" to SMS or clicking "Unsubscribe" in any email. Opting out may limit your access to certain features or service updates.

5. Use of Personal Information

Your personal information is handled in accordance with our Privacy Policy. By using our services, you agree to how we collect and use your data.

6. Fees and Charges

MortgageX does not charge for SMS or email messages, but standard message/data rates from your carrier may apply. We are not responsible for any charges imposed by third-party service providers or mobile carriers.

7. Service Availability and Limitations

We strive to ensure reliable service, but availability may be affected by factors beyond our control. We are not liable for delayed, undelivered, or misdirected communications due to service interruptions.

8. Limitation of Liability

To the fullest extent permitted by law, MortgageX shall not be liable for any indirect, incidental, or consequential damages resulting from the use of our services. Total liability will not exceed the amount paid (if any) for the services received.

9. Indemnification

You agree to indemnify and hold harmless MortgageX from any claims, damages, or liabilities arising out of your misuse of our services or violation of these Terms.

10. Dispute Resolution

Any dispute arising out of these Terms shall first be resolved through good-faith negotiation. If unresolved, disputes will be submitted to binding arbitration in San Bernardino County, California. You waive any right to participate in a class-action lawsuit.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Continued use of our services following posted changes constitutes acceptance of those changes.

12. Contact Information

For questions or concerns regarding these Terms, contact us at: TSL Investments and Consultants, Inc. DBA MortgageX

📍 10535 Foothill Blvd Suite 380, Rancho Cucamonga, CA 91730

📞 +1 626-714-2895

📧 [email protected]

By using our communications services, you confirm that you have read, understood, and agreed to these Terms of Service.